Ivy Construction
“I’m the executive manager for Ivy Construction, a residential and commercial contractor that’s built around 500 homes in Baton Rouge since we were founded in 2000. I signed up with LHBA GL Trust when it was first formed. I was interested and I thought, ‘They’ve got to be able to do it better than the insurance companies.’ My experience with insurance companies was a nightmare, especially the audit process, which was horrendous. My association with the Trust has worked out well and I’m very satisfied with the whole program. Their team is easy to work with, and the audits are smooth and don’t interfere with the business. One of the most pleasant surprises is the dividend distribution. I have received $128,999 in dividend distributions as of 2015. They (dividend distributions) started out smaller, but as more members have joined, they have increased. I received $20,000 last year, which goes a long way to helping hold down our costs so we can be competitive.”
Dennis Carlin, Ivy Construction
Big River Construction & Remodeling
LHBA GL Trust has provided indemnity liability coverage to Big River Construction & Remodeling Co. since its inception. Since we do both residential and commercial projects, we appreciate the flexibility of the Trust in working with us to provide coverage for all areas of our business. We really appreciate not having to shop for a separate general liability carrier based on different projects, which saves time and money. Since some of our projects are on a cost plus basis, we ultimately are able to pass these savings along to our clients. The Trust’s rates are also very competitive. Overall, it is nice to deal with local people who are very responsive to our needs and who return our phone calls promptly.
Frank McArdle, Big River Construction & Remodeling Co., Inc.